An exchange between independent journalist Nick Shirley and a longtime Minnesota resident identified as David has drawn attention to allegations of large-scale fraud in the state, particularly within the Twin Cities area and programs tied to public assistance and healthcare services.

Shirley opened the discussion by asking David to describe the scope of fraud in Minnesota, citing ongoing controversies surrounding state government oversight.

“There's a lot of fraud happening here in Minnesota. You've been living here for years now. How bad is this fraud?” Shirley asked.

David, who said he was born in Minneapolis and has lived in the area his entire life, responded with a sweeping claim about the magnitude of what he believes is occurring.

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“So I was born in Minneapolis a long time ago. I've lived my whole life here, and my opinion is that this is the worst fraud in human history, what is occurring in Minnesota and more specifically, in the Twin Cities right now,” David said.

Shirley then pressed for an estimate of the financial impact.

“How much money do you think has been sent around fraudulently here inside Minnesota?” Shirley asked.

David replied, “Over the years, I would say anywhere from $80 to $100 billion.”

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The conversation then turned to Minnesota’s political leadership and allegations involving state government oversight.

Shirley referenced ongoing criticism of Gov. Tim Walz’s administration and claims that fraud has been allowed to flourish.

“Right now. The big controversy is with Tim waltz and his government and the fraud that they've allowed to happen within the Somalian community,” Shirley said.

He pointed to Cedar Riverside, a densely populated neighborhood in Minneapolis, and asked how the system allegedly operates.

“Right behind us is cedar Riverside, a location where is very densely populated with Somalians. How Somalians gotten into the system to fraud the American taxpayer?”

David described changes he said he has personally witnessed in the area over time.

“Well, so that complex you're seeing behind there. I attended the University of Minnesota, and in the area we're on right now, this is the West Bank, and it was always called the West Bank, and it was sort of the place to be when you're in college,” he said.

He claimed the neighborhood has undergone a complete demographic shift.

“And that was all student housing, 100% that building you see in the background, it's now 100% Somali,” David said.

David then made further claims about public assistance and alleged business activity in the area.

“And I can tell you confidently, they don't pay for their housing, they don't pay for their food, they don't pay for their vehicles, and on top of that, they have hundreds and hundreds and hundreds of fraudulent companies set up, and they're sucking billions of dollars out of the state of Minnesota,” he said.

Shirley asked for specifics on how the alleged fraud is carried out.

“And how are they sucking billions of dollars out of the state of Minnesota?” Shirley asked.

David cited childcare facilities as one example. “Well, one example would be with the hundreds of child care facilities that they have set up,” he said.

He claimed that inspections have raised serious questions.

“And on everyone that I visited, and I've been to maybe 100 of them or more, I never, ever have seen one child at any facilities ever, over the past seven years, eight years.”

Shirley followed up by asking about other types of businesses allegedly involved.

“What are the businesses that are being used to fraud the taxpayer? Here in Minnesota, you have the daycares. What are all of them?” Shirley asked.

David listed several categories of services.

“So you have, well, so you have childcare, you have adult daycare, you have in home healthcare. You have straight healthcare. And nobody really knows how that's defined,” he said.

He also pointed to transportation services. “And then you have transportation, non emergency medical transportation,” David said.

He cited state figures and his own research.

“And if you do a search, you'll see that the state of Minnesota says they have 1,020 non emergency medical transportation companies, and my research is showing that 95% of those are Somali owned.”

David concluded by alleging a lack of verification by state officials.

“And what I know is that the people writing the checks at the state of Minnesota never, ever, ever verify that any trip was ever made, or that ever point, any appointment was ever made with a dentist, chiropractor or anything,” he said.

WATCH:

NICK SHIRLEY: “How bad is this fraud?”DAVID: “My opinion is that this is the worst fraud in human history.”NICK SHIRLEY: “How much money do you think has been sent around fraudulently here inside Minnesota over the years?”DAVID: “I would say anywhere from $80-100 BILLION.” pic.twitter.com/JioIIGdI1Q

— Chief Nerd (@TheChiefNerd) January 6, 2026

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